Financial Planning for Baby: Paying Down Debt vs Building Savings

Financial Planning for Baby: Paying Down Debt vs. Building Savings | Baby Chick

Financial Planning for Baby: Paying Down Debt vs Building Savings

You see the positive blue lines on the pregnancy test and your head starts spinning. There is so much to do before your newborn arrives and you start to feel like you won’t have enough time. There are many doctor appointments, you have to get the nursery ready, start finishing up any projects at work, and you have an urge to get your money in order. No matter if you’re expecting your first child, your second child, or even your fifth child there is always so much that needs to be done in just those short nine months. Financial stress can always take a front seat to all of the worries you’re facing. One question expectant parents are faced with is whether or not to build your savings or pay down debt before the baby comes.

Actually the best advice is to do both, but let’s be honest, building a savings while paying down debt can be pretty impossible.

If you have to pick one area to focus on then you should be building a savings cushion.

To start, it’s recommended for families to have an emergency fund of at least $1,000 because having a savings can be a big relief during a financial setback. That cash reserve can be there if something breaks without warning such as needing your car repaired or your fridge goes out in the middle of summer. After you have the $1,000 saved it’s time to build a bit more of a cushion, especially if you are pregnant or planning to become pregnant.

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When you are trying to financially prepare for a baby you not only need an emergency fund, but you also need to build a savings for your insurance deductibles. Already having the amount of your insurance deductibles in the bank will make the day those hospital bills start arrive a lot easier. When your sweet baby is around four weeks old you will start receiving bills from the hospitals and doctors. One look at those bills and it could be enough to send you into panic mode.

On average it costs around $13,000 to have a complication-free hospital birth in the United States.

That doesn’t even include if your little one needs to spend any time in the Neonatal Intensive Care Unit. The average NICU costs around $3,000 a day in the United States. Luckily insurance will help cover the majority of the cost; however, you will still be liable for the deductible or out-of-pocket maximum. Most states put the birth of a baby under the mother, but if your baby has any other medical needs and needs to go to the NICU then the child becomes listed as their own patient. At that point not only do you have the mother’s deductible, but now you also have the child’s deductible. Most insurance deductibles can be anywhere from $500 to $1,000 per person. So a great tip when you’re expecting is to have two times your deductible in a savings account–one for you and one for the baby.

Once you have your emergency fund and your deductible amounts saved then you take care of any last minute items. You may need to buy a few of the bigger items for your baby like a crib, changing table or car seat. Once you have your savings built now is the time to finish getting any last pieces you may not have received at the baby shower. After you have everything for your little one purchased and ready to go then you can switch your focus to paying down debt.

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The first place to look when paying down debt is your credit cards or store cards.

Those typically have a higher interest rate than any bank loans or mortgages. When you are ready to start paying down your debt then you have to pick which method you want to follow. The first way is to pick the card with the lowest balance and work your way up from there. You start with paying off the smallest balance debt first while paying the minimum payment to all your other bills. Once your smallest is tackled you take that amount and apply it to the next lowest debt amount. This is called the debt snowball, which is great because you build up momentum when paying off the smaller debts and keep it going all the way through.

The next way to pay down debt is to pick the card with the highest interest rate. By picking the card with the highest interest rate and paying it down first then you will be saving more money in the future. For instance, let’s say your credit card charges 15% interest rate annually and it has a $3,000 balance with a $60 minimum monthly payment. If you pay just the minimum payment without any extra then within a year you could be paying over $400 in interest. This method works really well if you have one or two debts that have significantly larger interest rates than your other debts.

Whichever way you choose to start paying down debt is fine. You need to pick a method that will work for you and your family then stick with it. Once you have your emergency fund and the amounts of your insurance deductibles saved you will breathe a huge sigh of relief. Then you can spend the remaining time of your pregnancy preparing the nursery while making a dent in your debt.

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It may seem scary, but getting on top of your finances during your pregnancy will put your mind at ease and help you to enjoy your sweet newborn!

About the Author /

Wife, Mom, MBA, Certified Financial Planner, and a budget and financial strategist helping families pay off debt and live the life they've always wanted.

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Our daughters deserve better. WE deserve better. L Our daughters deserve better. WE deserve better. Let's take the time to nurture ourselves and show our daughters that we matter. Self-care is not a luxury; it's a necessity. 💔⁠
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#motherhoodthroughinstagram #momlife #motherhood #momstruggles #momprobs #mumlife #mommylife #parenthood #motherhoodunplugged #realmoms #momstatus #thatmomlife #realmomlife #momsofinstagram #mommychick #motherhoodrising #ig_motherhood #uniteinmotherhood⁣ #babychick⁣
What is HypnoBirthing? – Podcast Ep 24 🤰🧘‍♀️💗⁠
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There are many different comfort techniques that you can use during labor and delivery that will help keep you more calm and comfortable. One option that many women aren't aware of or overlook is hypnosis. It can sound a little weird and "voodoo-like" so oftentimes women will write it off. But I've witnessed many women use this tool in labor and it's actually not as strange as it sounds and is really impressive. 🤔⁠
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I've had several clients take HypnoBirthing classes, but I wanted to learn more. What is HypnoBirthing really? How does it work? Who is this method for? What are the benefits? For today's podcast episode I had the privilege of chatting with Cliodhna Griffin, the founder of @bornfreebirthing and Houston Placenta Services. Cliodhna is a certified and experienced HypnoBirthing Educator, Master Trainer and Faculty Member of the HypnoBirthing Institute. Cliodhna answered all of my questions and more. She's pretty incredible and her passion is obvious. {To listen to today's podcast episode, click the 🔗 in our bio!}⁠
📸: @taylorrdurand⁠
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#pregnancy #pregnant #momtobe #pregnancylife #mamatobe #firstpregnancy #babybump #pregnancyjourney #bumpie #secondtrimester #preggo #maternity #motherhood #momlife #expecting #mumlife #mommytobe #pregnantlife #babyontheway #inspirepregnancy #mommychick #babychick
Please . . . I'm begging you . . . go to sleep. 😫😴⁠
📷: @alrightmom⁠
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#motherhoodthroughinstagram #momlife #motherhood #momstruggles #momprobs #mumlife #mommylife #parenthood #motherhoodunplugged #realmoms #momstatus #thatmomlife #realmomlife #momsofinstagram #momhumor #motherhoodrising #ig_motherhood #uniteinmotherhood⁣ #babychick⁣ #mommychick
What to Keep in Your Toddler's First Aid Kit ⛑️📦⁠
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Toddlers are wild. 🤪 Whether you are at home or on the go with your toddler, it's always a good idea to have a First Aid Kit near by. Those pre-made store-bought First Aid Kits are fine and do carry some of the basics, however, they really are lacking some of the essentials that you might need. This is why I'm sharing my list of what to keep in your Toddler's First Aid Kit. All of these products are great to have for the whole family. So let's stay safe this year and prepare our kits! {Click 🔗 in bio to see checklist!}⁠
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#firstaidkit #toddlerfirstaidkit #toddlerlife #firstaid #firstaidkits #letthembelittle #childhoodunplugged #parenting #parenthood #motherhoodthroughinstagram #momlife #motherhood #momstruggles #momprobs #mumlife #mommylife #motherhoodunplugged #realmoms #momstatus #thatmomlife #realmomlife #momsofinstagram #mommychick #motherhoodrising #ig_motherhood #uniteinmotherhood⁣ #babychick⁣
Well played, pregnancy . . . well played. 😑🤢 Well played, pregnancy . . . well played. 😑🤢⁠
Any pregnant mamas out there relate?⁠
📷: @mrscolleennoble⁠
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#pregnancy #pregnant #momtobe #pregnancylife #morningsickness #mamatobe #babybump #pregnancyjourney #bumpie #firsttrimester #preggo #maternity #motherhood #momlife #expecting #mumlife #mommytobe #pregnantlife #babyontheway #inspirepregnancy #mommychick #babychick
A fabulous visual of cervical dilation. Women's bo A fabulous visual of cervical dilation. Women's bodies are incredible. 🙌💕⁠
Board by: @treasuresfromjennifer
📷: unknown⁠
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#childbirth #dilation #pregnancy #birthwithoutfear #momlife #mumlife #birth #empower #educate #prenatal #newborn #pregnant #birthbecomesher #birthisbeautiful #motherhood #empoweredbirthproject #birthwithconfidence #justborn #doula #laboranddelivery #motherhoodrising #positivebirth #birthmatters #babychick #mommychick
Anger. Rage. Frustration. Guilt. Shame. Remorse. A Anger. Rage. Frustration. Guilt. Shame. Remorse. Apologies. Self-digust. All make mothering complicated and layered with conflicting emotions.⁠
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Make space for mistakes. Try self-compassion when you disappoint yourself. Learn skills to help regulate your emotions if necessary. take care of your marriage/partnership. Your baby loves you unconditionally. Do not forget that.⁠
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Comic from "Good Moms Have Scary Thoughts" @familiustalk @brooklyn_rabbit⁠
Words & 📷: @postpartumstress⁠
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#thisispostpartum #postpartum #postpartumlife #speakthesecret #postpartumdepression #breakthestigma #selflove #dailyparenting #honestlymothering #motherhoodunplugged #youarenotalone #motherhood #mothering #momlife #newmom #4thtrimester #fourthtrimester #postnatal #babychick #mommychick #postpartumstress
Today is Martin Luther King Jr. Day. ❤️ It is Today is Martin Luther King Jr. Day. ❤️ It is the day Americans honor Dr. King's legacy and his key role in helping our nation get closer to its goal of equality for all. There are several important lessons from MLK that we can all learn from and teach our children. If you want to spread his legacy and honor this day, share these 12 lessons with your kids and let's implement them into our own lives. 💜 {Click 🔗 in bio to read more!}⁠
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#MLK #MLKday #martinlutherking #love #martinlutherkingjr #ihaveadream #civilrights #peace #inspiration #equality #mlkjr #mondaymotivation #dream #quoteoftheday #mlkjrday #babychick #mommychick
It may have been a messy day, but you are doing so It may have been a messy day, but you are doing so well, mama. Take it day by day. Or even minute by minute. Things will get better. You are strong and you are a great mom. ❤️⁠
📷: @helenetheillustrator⁠
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#motherhoodthroughinstagram #momlife #motherhood #momstruggles #momprobs #mumlife #mommylife #parenthood #motherhoodunplugged #realmoms #momstatus #thatmomlife #realmomlife #momsofinstagram #newmom #motherhoodrising #ig_motherhood #uniteinmotherhood⁣ #babychick⁣ #mommychick
Crawling is correct. 🤣⁠ (quote via @mytherapi Crawling is correct. 🤣⁠
(quote via @mytherapistsays)⁠
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#motherhoodthroughinstagram #momlife #motherhood #momstruggles #momprobs #mumlife #mommylife #parenthood #motherhoodunplugged #realmoms #momstatus #thatmomlife #realmomlife #momsofinstagram #momhumor #motherhoodrising #ig_motherhood #uniteinmotherhood⁣ #babychick⁣ #mommychick
When you wish you could buy half sizes. 😑🤣⁠
📷: @momhashtags⁠
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#motherhoodthroughinstagram #momlife #motherhood #momstruggles #momprobs #mumlife #mommylife #parenthood #motherhoodunplugged #toddlerlife #momstatus #thatmomlife #realmomlife #momsofinstagram #momhumor #motherhoodrising #ig_motherhood #uniteinmotherhood⁣ #babychick⁣ #mommychick
TRUTH!⁠ 😂⁠ (quote via @nottheworstmom via T TRUTH!⁠ 😂⁠
(quote via @nottheworstmom via Twitter)⁠
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#motherhoodthroughinstagram #momlife #motherhood #momstruggles #momprobs #mumlife #mommylife #parenthood #motherhoodunplugged #realmoms #momstatus #thatmomlife #realmomlife #momsofinstagram #momhumor #motherhoodrising #ig_motherhood #uniteinmotherhood⁣ #babychick⁣ #mommychick
We get that diapers and childcare aren't cheap and We get that diapers and childcare aren't cheap and bills really add up, but it doesn't cost much to schedule time as a family together. Get out of the house together and make memories. Whether you drive to the lake or your nearest beach or a cool park close by, spend time together. Invest in your memories. Invest in your relationships. Those will be the things that stay with you forever and make you the happiest and "richest" in the long run. ❤️⁠
📷: @momsgotink⁠
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#motherhoodthroughinstagram #momlife #motherhood #momstruggles #momprobs #mumlife #mommylife #parenthood #motherhoodunplugged #realmoms #momstatus #thatmomlife #realmomlife #momsofinstagram #momhumor #motherhoodrising #ig_motherhood #uniteinmotherhood⁣ #babychick⁣
How would you finish this sentence? . . .⁠ You k How would you finish this sentence? . . .⁠
You know you have a newborn when _______.⁠
📷: @healthiest_baby⁠
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#parenting #parenthood #parentlife #motherhoodthroughinstagram #momlife #motherhood #momstruggles #momprobs #mumlife #mommylife #motherhoodunplugged #realmoms #momstatus #thatmomlife #realmomlife #momsofinstagram #mommychick #motherhoodrising #ig_motherhood #uniteinmotherhood⁣ #babychick⁣
You’ve spent the past 9 months preparing for the You’ve spent the past 9 months preparing for the arrival of your beautiful baby. 🤰 Labor and delivery has come and gone. Now its time for your 6-week postpartum check up. 🏥  So much of life after delivery is focused on your new bundle of joy that you can sometimes forget to care for yourself. This is exactly why I believe the postpartum appointment is so important to you as a new momma – because it’s all about you! 💗⁠
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Sure, your provider loves to fawn over your sweet baby, but this appointment is about mom. How are YOU doing? Self-care is so important to your health and recovery after having a baby, so let this appointment focus on your well-being. 😊⁠
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Here are 10 helpful questions to ask when you see your provider at your 6-week postpartum check up. 📝 Your provider will likely cover most or all of these topics on her or his own, but use this as a guide to remind you to ask anything she or he doesn’t cover! {Click 🔗 in bio to read more!}⁠
📷: @tailsandwings⁠
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#postpartum #postpartumlife #newmom #postpartumcheckup #postnatal #postpartumhealth #postpartumwellness #obgyn #4mind4body #momcare #motherhoodjourney #motherhoodlife #postpartumdoula #postpartumrecovery #mommychick #babychick
YES 👏 IT 👏 DOES👏⁠ Go and find your troo YES 👏 IT 👏 DOES👏⁠
Go and find your troop, your tribe, squad, village. Whatever you want to call it. Find people to surround yourself with who will support YOU, love YOU, encourage YOU as a woman and as a parent. Parenthood is tough. Especially when you feel alone. So find your village and love them hard. And from one mother to another, load up on wipes. Because motherhood can get quite messy too!⁠ 😉⁠
📷: @hallmarkbaby⁠
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#motherhoodthroughinstagram #momlife #motherhood #momstruggles #momprobs #mumlife #mommylife #parenthood #motherhoodunplugged #realmoms #momstatus #thatmomlife #realmomlife #momsofinstagram #momhumor #motherhoodrising #ig_motherhood #uniteinmotherhood⁣ #babychick⁣ #mommychick
An amazing story from a determined mom to breastfe An amazing story from a determined mom to breastfeed her #triplets. 💗 With hard work, determination, help and support, anything is possible.
Words & 📷: @triplets_and_toddler
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“I breastfed my first child so I knew I wanted to #breastfeed again. People were skeptical about me #breastfeeding triplets, and this drove my determination! 💪 My boys were born at 29+3 and therefore it was so important for them to have #breastmilk! 🤱
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After having an emergency C-section, I knew there was no time to rest, so I started hand expressing within the first hour. I set an alarm to ensure that I expressed every 2 hours during the day and every 3 hours overnight. ⏰
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Being separated from my boys was hard so having pictures/video links helped whilst I expressed. Seeing my teeny, vulnerable babies in their little incubators drove my determination to provide them with my milk! I also rotated muslin squares between us so that I could smell them and vice versa. This also helped me whilst I expressed during the night away from my boys. Their smell on the swaddles kept me focused! 💙
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Twice during our #NICU journey my boys were split between hospitals over an hour apart! This was the hardest time and meant I was separated from 2 of my boys for a couple of days. During this time I kept up with expressing and ensured that all three of them had enough milk to take with them until we were all reunited.
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Looking back I feel it is my sheer determination that has really enabled me to successfully breastfeed my triplet boys! Not once have they needed donor or formula milk. It required a massive commitment both physically and emotionally but I am so proud of my achievement! My boys are now 11 months and are still breastfeeding." ❤️
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*This story is not to bring any mothers down that choose to formula feed. (I, personally, had to give my son formula at 7 months old!) We share this mother's story to inspire mothers and celebrate our victories! ✨
If you are having breastfeeding struggles and want to succeed, contact a good local IBCLC and receive support. Find new mom friends who are also breastfeeding who can encourage you. And if you choose to formula feed, we honor you too. 💕 #mommychick
WTF 😑⁠ (via @thenatewolf via Twitter)⁠ .⁠ WTF 😑⁠
(via @thenatewolf via Twitter)⁠
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#motherhoodthroughinstagram #momlife #motherhood #momstruggles #momprobs #mumlife #mommylife #parenthood #motherhoodunplugged #realmoms #momstatus #thatmomlife #realmomlife #momsofinstagram #momhumor #motherhoodrising #ig_motherhood #uniteinmotherhood⁣ #babychick⁣ #mommychick
Repeat after me . . . 💗⁠ (quote via @friscoar Repeat after me . . . 💗⁠
(quote via @friscoareamoms)⁠
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#motherhoodthroughinstagram #momlife #motherhood #momstruggles #momprobs #mumlife #mommylife #parenthood #motherhoodunplugged #realmoms #momstatus #thatmomlife #realmomlife #momsofinstagram #mommychick #motherhoodrising #ig_motherhood #uniteinmotherhood⁣ #babychick⁣ #positiveaffirmations #motherhoodaffirmations
🧠 4 Ways to Promote Your Child's Mental Health 🧠 4 Ways to Promote Your Child's Mental Health 🧠⁠
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Your child’s mental health is fairly complicated. It's also critical to their overall health and wellness. We often think of mental health as it pertains to adults, but just like growth and physical development, research shows that mental health is something that should be considered starting at birth. ❤️⁠
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When children are very young, their brains are extremely sensitive to environmental stress. Toxic stress, defined as high levels of prolonged stress, can have life-long effects on children. Limiting stress for young children is critical for their early mental health. One of the most fundamental ways we can help eliminate toxic stress is by building a strong relationship foundation from the very beginning of their lives. Your relationship with your baby is an integral part of their sense of self-esteem, independence, and confidence; three key factors in mental health.⁠
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Building that relationship with your child can be broken down into four key concepts . . . {Click 🔗 in bio to find out what they are!}⁠
📷: @vlentine⁠
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#parenting #parenthood #parentlife #motherhoodthroughinstagram #momlife #motherhood #momstruggles #momprobs #mumlife #mommylife #motherhoodunplugged #realmoms #momstatus #thatmomlife #realmomlife #momsofinstagram #mommychick #motherhoodrising #ig_motherhood #uniteinmotherhood⁣ #babychick⁣
Just in case you call her a boy, here's a MASSIVE Just in case you call her a boy, here's a MASSIVE bow that shows she's a girl . . . yet still somehow get's called a boy. 🤷⁠
📷: unknown⁠
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#motherhoodthroughinstagram #momlife #motherhood #momstruggles #momprobs #mumlife #mommylife #parenthood #motherhoodunplugged #realmoms #momstatus #thatmomlife #realmomlife #momsofinstagram #momhumor #motherhoodrising #ig_motherhood #uniteinmotherhood⁣ #babychick⁣ #mommychick
💤 Good Bedtime Routines for Babies of Every Age 💤 Good Bedtime Routines for Babies of Every Age 💤⁠
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If you’ve ever typed into Google, “Why won’t my baby sleep?” you’re not alone. In fact, you’re among thousands of other parents/caregivers who are likely as tired as you are. Chances are, if you have gone down the Google rabbit hole at 2:00 a.m. (or just asked your pediatrician for sleep advice), then you’ve most likely been introduced to the concept of a bedtime routine.⁠
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A bedtime routine can be an incredibly helpful tool in establishing healthy sleep habits and good sleep hygiene. Infants and young children thrive on routine; in fact, they are comforted by predictability (spoiler alert: most adults are this way, too!). Plus, a young mind is exposed to so much new information every day that it’s reassuring for a child to know that they can depend on certain events to have a predictable structure.⁠
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Bedtime routines are also a cue to their brains and bodies that sleep is coming. With a predictable bedtime routine, your little one will start to recognize the order of the routine and begin to anticipate what comes next. With enough repetition, this process happens automatically in a very Pavlovian way. A calm and successive routine will also make the onset of sleep come more easily. Can you imagine if you walked out of your workout and immediately someone told you that you had to lay down and fall asleep? This would be nearly impossible, and the same is true for our little ones. By allowing them some time to unwind, you are making the falling asleep process that much easier. Here are some tips on what to do for your little one's bedtime. ❤️⁠ {Click 🔗 in bio to read more!}⁠
📷: @hannahxruth⁠
Article by: @ohbabyconsulting⁠
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#babysleep #goodnight #bedtime #bedtimeroutine #nightnight #sweetdreams #sleepconsultant #babysleeptips #sleepcoach #parenting #sleeptips #motherhood #babylove #sleeptraining #parentingtips #sleeping #toddlersleep #sleephelp #parentinghelp #sleepcoaching #parenthood #sleepdeprived #sleeptraininghelp #babysleepconsultant #babychick #mommychick #momlife
THIS. The struggle is real.⁠ ⁠🥴 📷: @brit THIS. The struggle is real.⁠ ⁠🥴
📷: @britt.kav⁠
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#parenting #parenthood #parentlife #motherhoodthroughinstagram #momlife #motherhood #momstruggles #momprobs #mumlife #mommylife #motherhoodunplugged #realmoms #momstatus #thatmomlife #realmomlife #momsofinstagram #mommychick #motherhoodrising #ig_motherhood #uniteinmotherhood⁣ #babychick⁣ #momhumor
It's the beeeeeessssttttt . . . 😬😑 (quote vi It's the beeeeeessssttttt . . . 😬😑
(quote via @smalltowntallgirl)⁠
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#motherhoodthroughinstagram #momlife #motherhood #momstruggles #momprobs #mumlife #mommylife #parenthood #motherhoodunplugged #realmoms #momstatus #thatmomlife #realmomlife #momsofinstagram #momhumor #motherhoodrising #ig_motherhood #uniteinmotherhood⁣ #babychick⁣ #mommychick
🤗 7 Tips for Raising Secure and Happy Kids 🤗 🤗 7 Tips for Raising Secure and Happy Kids 🤗⁠
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Parenting is hard. And ever so important. But sometimes it feels like we need to have a special degree in “Managing Toddler Mood Swings” to navigate some of the unexpected scenarios that come with raising secure and happy children.⁠
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Like how do we handle a child that likes to scream instead of talk?⁠
“Please, child, just lower your voice while we’re in Target.”⁠
Or what are we supposed to do when a child prefers to strip down every time we get them dressed or only eat foods that are the color blue?! (In case you’re wondering, there aren’t many blue foods.)⁠
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It can feel tricky and tiring to try and do it all right and then sometimes still feel like you’re at a loss. But the truth is, there’s never any way to make everything perfect. But there are things we can do that set our children up to feel secure and happy. And here are seven of my favorite tips. {Click 🔗 in bio to read more!}⁠
📷: @lauren.stewart_dc⁠
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#parenting #parenthood #parentlife #motherhoodthroughinstagram #momlife #motherhood #momstruggles #momprobs #mumlife #mommylife #motherhoodunplugged #realmoms #momstatus #thatmomlife #realmomlife #momsofinstagram #mommychick #motherhoodrising #ig_motherhood #uniteinmotherhood⁣ #babychick⁣
Any oldie but goodie by @spiritysol⁠. ❤️⁠ Any oldie but goodie by @spiritysol⁠. ❤️⁠
Cesarean mamas--this one's for you. I hope you know that you are worthy. That you are such a warrior. That you are brave and powerful and strong as f✨ck. I hope you know that birthing your baby on an operating table makes you no less of a mother. No less of a goddess. Your birth story is holy and that beautiful scar on your belly is sacred as sh✨t. You are worthy of praise and celebration, honor and  admiration.⁠
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I hope that you know it was worth it. Knowing this does NOT mean you can't mourn your dream. It does NOT mean "you and your baby are safe--that's all that matters!" It does NOT mean you can't wish things had gone differently. But I hope that underneath it all, you can find beauty in what was. What is. Your baby. Your birth. Your strength. Your healing. Your story.⁠
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Your journey wasn't easy. Perhaps it unfolded much differently than you had hoped--perhaps it shook you to your core and left you feeling the immense weight of a "what if" and why".⁠
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Perhaps you're still wading through the heavy emotions of disappointment, anger, and grief. Perhaps you always will. But whatever feelings you hold in your heart and in your womb, I hope that you can look at your scar and say "Hell yes, it was worth it. And hell ya, I am worthy."⁠
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*This post was written for mamas who might be struggling with an unexpected or undesired cesarean birth. I recognize that there are mamas that choose to have planned/elective cesarean births who might not resonate with the message in this post. I honor them as well--as I honor all mothers, all women, and all beings.⁠
Words & 📷: @spiritysol⁠
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#motherhoodthroughinstagram #momlife #motherhood #momstruggles #momprobs #mumlife #mommylife #birth #motherhoodunplugged #realmoms #cesareanbirth #bellybirth #postpartum #newmom #childbirth #momsofinstagram #mommychick #motherhoodrising #ig_motherhood #uniteinmotherhood⁣ #babychick⁣
Because I gave him the wrong colored cup . . . whi Because I gave him the wrong colored cup . . . which is the color he originally asked for.⁠
🤦‍♀️🤦‍♀️🤦‍♀️🤦‍♀️⁠
(quote via @HenpeckedHal via Twitter)⁠
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#motherhoodthroughinstagram #momlife #motherhood #momstruggles #momprobs #mumlife #mommylife #parenthood #motherhoodunplugged #realmoms #momstatus #thatmomlife #realmomlife #momsofinstagram #momhumor #motherhoodrising #ig_motherhood #uniteinmotherhood⁣ #babychick⁣ #mommychick
Hope they're ready for us!⁠ 👯‍♀️⁠
📷: @myquestionablelife⁠
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#motherhoodthroughinstagram #momlife #motherhood #momstruggles #momprobs #mumlife #mommylife #parenthood #motherhoodunplugged #realmoms #momstatus #thatmomlife #realmomlife #momsofinstagram #momhumor #motherhoodrising #ig_motherhood #uniteinmotherhood⁣ #babychick⁣ #mommychick
" . . . Tears contain stress hormones. Why would w " . . . Tears contain stress hormones. Why would we have tears if they didn't serve a purpose? Little hurts can feel big when you are little. There is no such things as no reason to cry. Comforting a crying child is not the same as shutting them down, no matter how sweetly we shut them down . . . up actually." - Pam Leo⁠
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#gentleparenting #motherhoodthroughinstagram #momlife #motherhood #parenting #parentlife #mumlife #mommylife #parenthood #motherhoodunplugged #realmoms #momstatus #thatmomlife #realmomlife #momsofinstagram #mommychick #motherhoodrising #ig_motherhood #uniteinmotherhood⁣ #babychick⁣ #healing #mentalhealth
"Every diaper change is a struggle⁠ Goldfish cru "Every diaper change is a struggle⁠
Goldfish crumbs are literally everywhere.⁠
Nothing stays in the correct place.⁠
Dramatic meltdowns are a part of our daily routine.⁠
.⁠
Being a mother to a new toddler is so challenging, and every day I'm not sure what to expect! But, even on the days where I think I'm going nuts, it's so worth getting to watch my daughter grow into her own person. I love seeing her personality expand with each day.⁠
.⁠
I won't lie though, I do get a tad bit freaked out sometimes! I mean I've never heard anyone nail the sound of a pterodactyl better than my daughter, when she's having a meltdown. 😂😳"⁠
Repost: @postpartum⁠
Words & 📷: @tori.mccain⁠
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Share your worst/funniest toddler meltdown stories below! I'm sure almost all of us mamas who have a toddler can relate. 🙋⁠
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#motherhoodthroughinstagram #momlife #motherhood #momstruggles #momprobs #mumlife #mommylife #parenthood #motherhoodunplugged #realmoms #momstatus #thatmomlife #realmomlife #momsofinstagram #momhumor #motherhoodrising #ig_motherhood #uniteinmotherhood⁣ #babychick⁣ #mommychick
That's my kind of mom friend. 😂 Tag that mama w That's my kind of mom friend. 😂 Tag that mama who is your happy safe person. ❤️⁠
📷: @lifeandtimesofmom⁠
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#motherhoodthroughinstagram #momlife #motherhood #momstruggles #momprobs #mumlife #mommylife #parenthood #motherhoodunplugged #realmoms #momstatus #thatmomlife #realmomlife #momsofinstagram #momhumor #motherhoodrising #ig_motherhood #uniteinmotherhood⁣ #babychick⁣ #mommychick
8 Ways to Beat the Winter Blues When You're Stuck 8 Ways to Beat the Winter Blues When You're Stuck Inside⁠
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⁠When the snow first starts falling, it’s a great feeling. Your house is cozy inside, school is cancelled—three cheers for a snow day! The kids are excited and you can’t help but feel some excitement, too. However, after a few days of being snowed in, we can all start to get a bit stir crazy, especially with our littles cooped up at home with us. We're sharing eight creative ways to beat those winter blues when you feel like you’re stuck indoors! {Click 🔗 in bio to continue reading!}⁠
📷: @cecileadams⁠
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#winterblues #snowday #snowedin #winter #winterwonderland #winterfun #wintertime #home #indoorideas #motherhoodthroughinstagram #momlife #motherhood #momstruggles #momprobs #mumlife #mommylife #parenthood #motherhoodunplugged #realmoms #momstatus #thatmomlife #realmomlife #momsofinstagram #mommychick #motherhoodrising #ig_motherhood #uniteinmotherhood⁣ #babychick⁣
Where do I sign up for my parenting punchcard? 🙋‍♀️⁠
📷: @momtransparenting⁠
.⁠
#motherhoodthroughinstagram #momlife #motherhood #momstruggles #momprobs #mumlife #mommylife #parenthood #motherhoodunplugged #realmoms #momstatus #thatmomlife #realmomlife #momsofinstagram #momhumor #motherhoodrising #ig_motherhood #uniteinmotherhood⁣ #babychick⁣ #mommychick
Whatever you gotta do to get in some self care, ma Whatever you gotta do to get in some self care, mama. 💁‍♀️😂⁠
(quote via @fruitsofmotherhood)⁠
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#motherhoodthroughinstagram #momlife #motherhood #momstruggles #momprobs #mumlife #mommylife #parenthood #motherhoodunplugged #realmoms #momstatus #thatmomlife #realmomlife #momsofinstagram #momhumor #motherhoodrising #ig_motherhood #uniteinmotherhood⁣ #babychick⁣ #mommychick #parenting #parentlife
But in 2020 🤔🤔🤔😂😂😂😂⁠ jk
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#motherhoodthroughinstagram #momlife #motherhood #newyearnewme #momprobs #mumlife #mommylife #parenthood #motherhoodunplugged #realmoms #momstatus #thatmomlife #realmomlife #momsofinstagram #momhumor #motherhoodrising #ig_motherhood #uniteinmotherhood⁣ #babychick⁣ #mommychick
Having your baby look like their dad is like being Having your baby look like their dad is like being back in school when you did all the work in a group project and they got the higher grade. 😑⁠ Annoying AF.⁠
.⁠
Who do your kids look more like?⁠
📷: @misshoneybakes⁠
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#pregnancy #pregnant #newborn #momtobe #pregnancylife #newmom #mamatobe #newbaby #postpartum #pregnancyjourney #mommylife #fourthtrimester #preggo #4thtrimester #maternity #motherhood #momlife #expecting #mumlife #mommytobe #pregnantlife #babyontheway #inspirepregnancy #mommychick #babychick
When you announcement to the kids that you're expe When you announcement to the kids that you're expecting another little one and one of your children asks where babies come from. 😳 This is when you starting thinking about when and how you need to start talking about the "birds and the bees" with your kids.⁠
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Talking about sex with anyone can be weird. But having the sex talk with your kid . . . well, that's a whole new level of weird. Some parents try to avoid having "the talk" for as long as humanly possible. While other parents jump right in at the first hint of their child's curiosity. Some parents find the topic relatively easy to discuss, while others are humiliated just thinking about it. 🙈 No matter where you fall on this wide spectrum, one fact remains: someone has to teach your child about sex. And it should probably be you.⁠
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So where do you start? How do you talk about it? And when? Of course, there are no right or wrong answers to these questions. Each parent will broach this subject in they way they feel is best. But if you're like me and need a bit of guidance, here are some tips for teaching your kids about the birds and the bees. {Click 🔗 in bio to read more!}⁠
📷: @livvylandblog⁠
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#motherhoodthroughinstagram #momlife #motherhood #birdsandthebees #momprobs #mumlife #mommylife #parenthood #motherhoodunplugged #realmoms #momstatus #thatmomlife #realmomlife #momsofinstagram #letstalkaboutsex #motherhoodrising #ig_motherhood #uniteinmotherhood⁣ #babychick⁣ #mommychick #thesextalk
Every boy mom wants to be like WTF . . . For real, Every boy mom wants to be like WTF . . . For real, are they rotating sprinklers or something?⁠
📷: @snarkybreeders⁠
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#boymom #momofboys #momlife #dadlife #boymomlife #momsofinstagram #pottytraining #motherhoodthroughinstagram #motherhood #momstruggles #momprobs #mumlife #mommylife #parenthood #motherhoodunplugged #realmoms #momstatus #thatmomlife #realmomlife #momhumor #motherhoodrising #ig_motherhood #uniteinmotherhood⁣ #babychick⁣ #mommychick
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